5 Ways You Can Save Money on Groceries in the Philippines

Don’t you feel robbed whenever you buy groceries and see the enormous amount displayed right in front of you? I was exactly the same. I often found myself running out of money after shopping for groceries. What’s even worse than the guilty feeling of buying more than I could afford is discovering that all my purchases were unnecessary products. But that was before I had my eyes opened about personal finance and proper money management. I wanted to be better than I was before. I wanted to give value to my hard earned money. So let me share with you these 5 ways to save money on groceries so you don’t end up making the same mistakes that I did. 1.) Never go hungry My number one rule. Don’t ever do this if you want to save money on groceries. If you do, there is a high chance that you…

Top 3 Mistakes about Money in the Philippines

Top 3 Mistakes about Money in the Philippines

Top 3 Mistakes about Money in the Philippines It’s hard to handle money but here is a list of the top 3 mistakes about money in the Philippines. 1.) Only thinking about money matters when there are problems This is a very common mistake in the Philippines. People generally shy away from talking about money or anything related to finances. Mostly living in the present and seldom thinking about the future. When a problem occurs, they then scratch their heads and regret not creating a budget or saving up for emergencies ahead of time. It might stem from Filipinos being humble and not be wanting to brag about how much money they have but one of the key ingredients to succeed in managing money wisely is being prepared for the unexpected. Basically, time is your friend when it comes to personal finance. Use it wisely and use it to your…

Personal Finance for Filipinos with 6 Easy Steps

Personal Finance for Filipinos with 6 Easy Steps to Follow Philippines

Personal Finance for Filipinos with 6 Easy Steps to Follow Welcome to Pesocademy’s Ultimate Guide to Basic Personal Finance. This post was written to help people in the Philippines gain easy access to a personal finance guide they can relate to. Ready? Let’s get started. What exactly is personal finance? At its very core, the word personal finance is already its own definition. What do I mean by that? Let’s look at the two words separately. Personal – it’s about you. It is everything in your life that involves money – earning money from your job or business, saving money on your bank accounts, investing your money in mutual funds, or even spending it on flagship cell phones from well-known brands such as Samsung and Apple. It is personal because every person has their own individual needs and unique situations. Sure, the general principles and rules of personal finance will…